[maziwa]

I can't put a figure on the amount I save every month. What I have done is set up weekly automatic transfer from my regular account to my ING account. My company has a 403b instead of the 401k.

Apart from that I tend to be a non-spender (I recall a day or 2 when my siz has mentioned that am a miser- I don't strongly dispute). Since the paycheck is direct deposited, I just pay my bills and some kidogo matumizi and the rest stays in the bank.


Regarding the issue of saving for your kids college, I'm taking MUK's side on this one. One of the reasons why there are more white college graduates than the black/minority counterparts is the fact that white folks help their kids with college tuition. A lot of Kenyan students huku states (I donno about other places) hustle to get by college and since Kenyans are natural hustlers, enuff of them make it out of college with no or kidogo tuition as compared to Americans. But thing is if I can make my kids life a little comfortable than my life was I will do whatever i can and in retrospect i expect them to do the same for theirs.